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Alternative Payments vs. Stripe

Elevate your payment solution

In the fast-paced world of Managed Services Providers (MSPs), having the right payment solution can make all the difference in getting paid on time, while providing an effective client experience.

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Capterra logo, white

5.0

5.0

G2 logo, white

4.7

4.7

versus

Capterra logo, white

4.6

4.6

G2 logo, white

4.4

4.4

Trusted by 1,000+ service businesses nationwide

The numbers that matter

2.9%

Stripe's standard card transaction fee, plus $0.30 per transaction, with no surcharging built in.

+0.5%

Extra fee Stripe charges on every invoiced transaction on top of standard processing fees.

0

Native PSA integrations. Require custom development that your team can’t do alone.

One platform for accounts receivable, accounts payable, analytics, and Alti

How we compare

Alternative Payments logo, black
  • Purpose Built for MSPs and their requirements
  • Advanced Automations for Optimization & Efficiency
  • End-Customer Facing Portal
  • Transparent, Clear Pricing
  • Customer Support
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Elevate your payments experience with Alternative Payments

Alternative Payments pairs hands-on support with accounts receivable, accounts payable, analytics, and Alti Financial Intelligence, so your team spends less time billing and more time growing your business.

Personalized onboarding

Our team sets up your integrations, migrates saved payment methods, and supports your rollout for the first 60 days.

Automated accounts receivable

Invoices, Auto-Pay, reminders, and reconciliation sync with your PSA and accounting system, so payments post without manual entry.

Alti Financial Intelligence

Ask Alti, "Who owes us money, and what's overdue?" Alti shows the balances that need attention, drafts the follow-up for your approval, and can automate recurring reminders.

Hassle-free payments for your business needs.
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Compare detailed insights

Alternative Payments logo, black

Tailored to MSP Requirements

Purpose-built for MSPs. We understand your requirements and have integrated seamlessly with all the leading PSAs.

Client-Focused Platform

We work hand-in-hand to activate your clients. We have a very unique value proposition that does not exist for others.

Automations

Payment automations is business critical. Automate 100% of your incoming payments with us today.

Transparent Pricing

Payment pricing is complicated. We make it simple and do not hide any surprises. One monthly flat-fee.

Generic Offering

Stripe targets all industries, while your needs are much more bespoke. Payments are business critical. Leverage a targeted payments offering.

Guest Checkout

Stripe's guest checkout works well for one-time payments, but not recurring B2B payments and B2B transactions.

Minimal Automation

Stripe's automations are much friendlier from an API perspective, but are not off-the-shelf in the same capacity as Alternative Payments.

Per-Transaction Pricing

Take a look at Stripe's pricing page. It's very challenging to figure out.

Seamless user interaction

Two payment cards side by side for comparison

Tailored to MSPs

Native integrations with top PSAs (ConnectWise PSA, Autotask, HaloPSA, and SuperOps.ai) optimize workflows and keep invoices and payments in sync with your PSA.

Invoices list with two overdue invoices selected and send reminder, charge later, and charge now action bar

Client-focused platform

Our team helps you roll out online payments to your clients, from launch emails to activation, so more of them pay online, and you get paid faster.

Auto-pay rule creation screen with days before due and outstanding amount conditions

Automations for efficiency

Payment reminders, reconciliation, and Auto-Pay by agreement type run without manual work. Alti adds routines and scheduled reports, so recurring work keeps moving.

Pricing plans UI showing three tiers including a custom option

Cost-effective pricing

One monthly fee set by your processing-volume tier, with no per-transaction platform fees. No charges for ACH payments, and the option to pass card fees to clients where permitted.

Atlantis Inc. payment screen showing amount due and payment method selection

Streamlined UI/UX

A modern, branded payment portal designed to be user-friendly and efficient, where clients pay without logging in.

Customer testimonial card from Bryant LaBonville, Director of Operations at Heiden Technology

Making payments your superpower

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Seamless workflows, fully managed.

Native integrations with your accounting software and PSA, including QuickBooks, Xero, Sage Intacct, NetSuite, Microsoft Dynamics 365 Business Central, ConnectWise, Autotask, HaloPSA, and SuperOps.ai.

Payments and invoices into Sage

HaloPSA invoices and payments in one workflow

Autotask workflows, fully connected

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Frequently asked questions

Stripe also has no built-in surcharging for service businesses, which means you absorb every processing fee unless you build a custom solution. Alternative Payments includes flat-rate pricing, free ACH, and built-in per-customer surcharging that passes card fees to clients compliantly and automatically.

Alternative Payments is a purpose-built platform for service businesses that works out of the box. It includes a branded client portal, PSA integrations, autopay rules, automated collections, and accounts payable built in. No developers needed, no custom configuration required, no stitching together of separate tools.

Stripe has no out-of-the-box integrations with PSA platforms. MSPs and service businesses that use Stripe typically have to build and maintain custom integrations to sync invoice data from their PSA, manually reconcile payments, and update accounting records. Alternative Payments integrates natively with ConnectWise, Autotask, HaloPSA, and SuperOps on the PSA side, and with QuickBooks, Xero, and Sage Intacct on accounting. All integrations are bidirectional and require no custom development.

Stripe doesn't support MSP-specific billing workflows out of the box. Setting up autopay rules by client or agreement type, automated reminder sequences, or collections escalation requires custom development or third-party tools layered on top. Alternative Payments handles everything natively, including autopay rules, scheduled reminders, and Collections Assist where our team contacts customers directly on your behalf, without any additional configuration or development work.

Alternative Payments processes payments through Adyen, one of the most robust payment infrastructures available, with built-in fraud protection and dispute management. For service businesses billing recurring contracts to known clients, the dispute risk profile is fundamentally different from e-commerce. The platform you use should reflect that.

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