Alternative Payments vs. Benji Pays
The Connected Financial Platform for MSPs
Benji Pays automates accounts receivable. Alternative Payments runs accounts receivable, accounts payable, and analytics on one platform. Alti, the AI financial intelligence inside Alternative Payments, works across all three to show what's overdue, which clients drive profit, and what to do next.
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Trusted by 1,000+ service businesses nationwide
The numbers that matter
$0
ACH transaction fees with Alternative Payments. ACH payments through Benji Pays carry a per-transaction fee.
3+ hours
Saved per week per accounts receivable operator.
42%
Decrease in days to collect for Alternative Payments partners.
11+ hours
Lost each week to manual reconciliation at 68% of mid-market companies surveyed by Velosio in 2026. Alternative Payments syncs payments to your PSA and accounting system automatically.
28%
How far professional services EBITDA margins sit below their five-year average, per SPI Research. Analytics shows which clients drive your margin.
Sources: Velosio, “The Real Cost of Delayed ERP Modernization” (2026 survey of 151 US mid-market ERP decision-makers); SPI Research, 2026 Professional Services Maturity Benchmark, via Deltek (EBITDA margin of 9.9% in 2025 vs. a 13.8% five-year average).
One platform for accounts receivable, accounts payable, analytics, and Alti
How we compare
- Accounts Receivable
- Accounts Payable (early access)
- Alti, built-in financial intelligence
- Analytics: client profitability, utilization, and peer benchmarking
- A collections team that contacts clients for you
- Native Sage Intacct and NetSuite integrations
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Elevate your payments experience with Alternative Payments
Alternative Payments pairs hands-on support with accounts receivable, accounts payable, analytics, and Alti Financial Intelligence, so your team spends less time billing and more time growing your business.
Personalized onboarding
Our team sets up your integrations, migrates saved payment methods, and supports your rollout for the first 60 days.
Automated accounts receivable
Invoices, Auto-Pay, reminders, and reconciliation sync with your PSA and accounting system, so payments post without manual entry.
Alti Financial Intelligence
Ask Alti, "Who owes us money, and what's overdue?" Alti shows the balances that need attention, drafts the follow-up for your approval, and can automate recurring reminders.
Compare detailed insights
Accounts Payable (early access)
Vendors, bills, approvals, and vendor payments run on the same platform as your receivables, with two-way QuickBooks Online sync.
Alti, financial intelligence
Alti answers questions from your live business data, suggests next steps, and carries out actions once you approve. It also runs routines and scheduled reports.
Analytics and peer benchmarking
See client profitability, team utilization, and custom dashboards, and compare your financial performance with industry peers.
Collections Assist
When reminders don't work, our team contacts your clients by email, phone, and mail, in the tone you set. You pay a share of what's recovered, with no retainer.
No ACH fees
ACH payments carry no transaction fees.
Predictable monthly pricing
One monthly fee set by your processing-volume tier, with no per-transaction platform fees. Pass card fees to clients where permitted.
Accounts receivable only
Benji Pays focuses on getting invoices paid and doesn't offer accounts payable.
Bring your own AI
Benji Pays offers an AI help assistant, plus a beta API and MCP server for connecting AI tools you already use. It has no built-in AI that answers questions from your data or acts for you.
Payment reporting
Benji Pays offers transaction, forecast, and activity reports with filtering and CSV export. It has no built-in client profitability, utilization, or peer benchmarking.
Automated reminders
Benji Pays sends scheduled reminder emails through Invoice Rover. It doesn't offer a team that contacts clients for you.
Per-transaction ACH fees
ACH payments through Benji Pays carry a per-transaction fee.
Per-transaction overages
Benji Pays plans include 100 approved transactions a month (400 on Elite), then charge $0.80 per additional approved transaction ($0.50 on Elite). Surcharging is available on every plan.
Seamless user interaction
Tailored to MSPs
Native integrations with top PSAs (ConnectWise PSA, Autotask, HaloPSA, and SuperOps.ai) optimize workflows and keep invoices and payments in sync with your PSA.
Client-focused platform
Our team helps you roll out online payments to your clients, from launch emails to activation, so more of them pay online, and you get paid faster.
Automations for efficiency
Payment reminders, reconciliation, and Auto-Pay by agreement type run without manual work. Alti adds routines and scheduled reports, so recurring work keeps moving.
Cost-effective pricing
One monthly fee set by your processing-volume tier, with no per-transaction platform fees. No charges for ACH payments, and the option to pass card fees to clients where permitted.
Streamlined UI/UX
A modern, branded payment portal designed to be user-friendly and efficient, where clients pay without logging in.
Making payments your superpower
Trusted by MSPs, accounting firms, and service businesses
With deep integrations into your PSA, ERP, and accounting tools, Alternative Payments is purpose-built for service businesses. Alti Financial Intelligence works across that connected data, so its answers use your live numbers.
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Seamless workflows, fully managed.
Native integrations with your accounting software and PSA, including QuickBooks, Xero, Sage Intacct, NetSuite, Microsoft Dynamics 365 Business Central, ConnectWise, Autotask, HaloPSA, and SuperOps.ai.
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Payments and invoices into Sage
HaloPSA invoices and payments in one workflow
Autotask workflows, fully connected
Frequently asked questions
Both platforms automate invoice payments for MSPs, offer integrated payment processing, and connect to PSA and accounting systems. Benji Pays focuses on accounts receivable. Alternative Payments is the Financial Operating System for MSPs: Accounts Receivable, Accounts Payable (early access), and Analytics on one platform, with Alti, the financial intelligence inside Alternative Payments, working across all three. Alternative Payments also charges no ACH fees or per-transaction platform fees and offers Collections Assist.
Benji Pays plans start at $139/month billed annually ($169 billed monthly) and include 100 approved transactions a month, then $0.80 per additional approved transaction ($0.50 on Elite, which includes 400). PSA integrations start on the Advanced plan, at $219/month billed annually. Alternative Payments plans start at $199/month for up to $50K in monthly processing volume, with no per-transaction platform fees and no ACH fees. Card processing fees apply on both platforms, and both let you pass them to clients through surcharging. Alti is included with every Alternative Payments subscription, and Analytics is available as an add-on.
For PSA, accounting, and quoting, yes. Both platforms integrate with ConnectWise PSA, Autotask, HaloPSA, QuickBooks Online and Desktop, Xero, Microsoft Dynamics 365 Business Central, ScalePad Quoter, and QuoteWerks. Alternative Payments also integrates natively with SuperOps.ai, Sage Intacct, NetSuite, Zoho Books, FreshBooks, and ConnectWise CPQ.
Yes. Alternative Payments migrates stored ACH and credit card payment methods from your existing platform in a PCI-compliant process, so your clients don't need to re-enter their payment details. Invoice history carries over through your PSA and accounting integrations. Most MSPs are fully operational within a few days, with our onboarding team handling setup from start to finish.
Benji Pays covers accounts receivable. Alternative Payments covers Accounts Receivable, Accounts Payable (early access), and Analytics, with Alti, the financial intelligence inside Alternative Payments, working across all three. Alti answers questions from your live business data and carries out actions you approve. Analytics shows client profitability and utilization, and Benchmarking compares your financial performance with industry peers. Collections Assist puts our team in touch with clients who haven't paid, and ACH payments carry no fees. Accounts Payable brings money coming in and money going out all into one platform.
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